Formerly: held a number of senior management positions in companies including Norwich Union Insurance, Aviva, Hibernian Group, RSA Insurance and PriceWaterhouseCoopers; Executive Director and Group Chief Financial Officer, Standard Life; Chief Executive, Prudential UK, Europe and Africa; Executive Director, Prudential. Former: Commissioner, Dormant Assets Commission; Deputy Chair, FCA Practitioner Panel. Member of the Board of Management, Allianz, Asset Management, US Life Insurance. Non-Executive Director, The CityUK. Member, ABI Board. Senior Independent Director, National Express Group.