BA in Spanish Linguistics, University of California, Los Angeles; MBA, Haas School, University of California, Berkeley. Since 1998, with Visa: former Executive Vice-President, Product Development, US; Global Head, Product; currently, Group President, APCEMEA (Asia-Pacific, Central Europe, the Middle East and Africa); oversees client relationships with card issuers, merchants, merchant acquirers and third-party processors across APCEMEA.