1982, PhD, University of Virginia. 1981-96, consultant providing strategic management services to executives; 1996-2009, Executive Director, Fonkoze; since 2009, CEO, Fonkoze Financial Services. Board of Directors: Microinsurance Catastrophe Risk Organisation; Fonkoze; Fonkoze Financial Services; Fondasyon Kole Zepòl. Honorary Doctorate in Business Leadership (2007), Duquesne University. Schwab Social Entrepreneur for Latin America (2010); 2008, honoured by Women Together for commitment to elimination of extreme poverty and hunger; Pioneer in Microfinance Award (2005).