XTransfer, a fintech company that specializes in providing business-to- business cross-border payment solutions, is an industry leader in China. Established in 2017, XTransfer focuses on delivering efficient payment and embedded financial solutions to small and medium-sized enterprises (SMEs) worldwide, with the goal of substantially reducing global trade expenses. Leveraging cutting-edge artificial intelligence (AI) technology, it acts as a bridge, connecting prominent international banks, such as JPMorgan, Deutsche Bank and DBS Banks, with over 400,000 SMEs worldwide. XTransfer's mission is to empower global SMEs to enjoy the same level of cross-border financial services as large multinational corporations.