Graduate, Shanghai University of Finance and Economics; Master's in Engineering and DBA, Shanghai Jiaotong University. Guest Professor and Doctor's Tutor, Shanghai Jiaotong University; Head, Board of Inspectors, China's Banking Association; Vice-President, China Financial Institute; since 1979, with the banking industry, including Jing'an Banking Office, People's Bank of China. With Industrial and Commercial Bank of China: Deputy General Manager, Shanghai Municipal Branch and General Manager, Pudong Branch, Shanghai; 1995-97, General Manager, Shanghai City Cooperative Bank, Bank of Shanghai; 1997-99, General Manager, Shanghai Municipal Branch; 1999, Vice-Chairman and Senior Executive Vice-President; 2000, Chairman and President; since 2005, Chairman of the Board.