Temenos

Temenos (SIX: TEMN), headquartered in Geneva, is a leader in banking software, partnering with banks and other financial institutions to transform their businesses and stay ahead of a changing marketplace. Over 3,000 firms worldwide, including 41 of the top 50 banks, rely on Temenos to process the daily transactions of more than 500 million banking customers. The company offers cloud-native, cloud-agnostic, application programming interface (API)-first digital banking, core banking, payments, fund management and wealth management software products. Temenos software enables its clients to achieve cost-income ratios of 25.2% and returns on equity of 25.0%, two times better than the industry average.